Clerq helps your business accept low-cost, guaranteed payments directly from customers' bank accounts with the ease and safety of cards.
Accept payments directly from your customers' bank accounts—in store or online.
Reduce your spend on expensive card processing fees, as well as chargeback and check guarantee services.
Drive conversion by recovering card declines and replacing clunky options like cash, checks and wires.
We guarantee every payment that we process, eliminating your fraud, funding and chargeback risk.
We obsess over providing your customers with a simple, fast bank payment experience as easy as Zelle or Venmo—or even easier!
Customers check out in seconds with their pre-existing bank account credentials
Configurable account verification widget to match your website’s or app’s theme
Branded invoices that can be sent to customer via SMS, email or both
Send invoices, track payments, reconcile payouts and check the fees you’ve paid all from one incredibly simple dashboard.
Send invoices to your customers, follow their payment journey and receive payment notifications
Track the status of payments in real-time and investigate the reasons for any payment declines
Reconcile payouts and export data reports, with transparency into how much you’ve paid in fees
We’ve built our payment infrastructure from the ground up to provide the most merchant-friendly money movement platform in the market
Receive payouts in your settlement account automatically in 1-2 business days
Eliminate losses from chargebacks, ACH returns and bounced checks
Leverage our simple API and SDK to build a custom integration with just a few lines of code.
Connect Clerq to your DMS or commerce platform to eliminate manual workflows.
We work with leading franchise and independent auto dealerships and online car sales platforms to alleviate pain points with cards, checks and cash.
Learn moreWe work with motorcycle and other powersports dealers to help improve their customer payment experience—driving higher conversion, at lower cost.
Learn moreWe work with leading enterprise retailers, travel platforms and other businesses to help them save on payment costs and offer customers incentives to drive conversion.
Learn moreOur security architecture is based on the latest industry best practices. Customer data is encrypted in flight and at rest using protocols like the Advanced Encryption Standard and Transport Layer Security.
We help ensure that your business remains fully-compliant with financial regulations and payment network rules.
We’re SOC 2 Type II compliant —the gold standard for security compliance. We undergo annual compliance and pen testing by external auditors. We continuously monitor and frequently scan our systems for vulnerabilities.